Our Service
What We Offer
Private & Hard Money
For real estate investors and Non‑traditional borrowers seeking hard money financing.
DSCR: Based on debt servicing ratio, no-income, and long term.
Fix & Flip: Investors purchase a distressed property with the intention of renovating and improving, maximizing the market value. It may either be sold within a short time frame or retained with long-term goal to maximize cash flow, turning the property into a rental, with the execution of an alternative exit strategy, as in a refinance.
Bridge: Short-term loans with a usual duration between six months to 3 years. Typically secured by real estate assets, which allow borrowers a fast track to access capital for a quick close.
Construction: Ground up construction loans are used to cover the costs of building a home then in most cases converted or refinanced into a traditional home mortgage loan or sale and are typically for seasoned investor.
*Terms will be based upon the location of the project, credit, and experience of the borrower(s).
Traditional | Non‑QM
For qualified traditional borrowers. Non‑QM loans for borrowers seeking alternative financing.
Traditional: Conventional, FHA, VA, USDA, manufactured homes (no leased land), jumbo. Full income and credit qualifying with as little as zero to 3% down payment.
Non‑QM: Non‑QM loans are Non‑traditional, or alternative loans for borrowers who need a mortgage loan just outside of the traditional box. Loans types: Self-employed qualifying with bank statement deposits, assets-based only, hybrid 1099-w2 income, investor no-income (debt servicing), life event situations, foreign national, super-jumbo, closing in LLC/Partnerships/SCorp., select small balance commercial & mixed use, multi-family, and more.
Commercial
For developers and their partners - Unlock the potential of your large-scale real estate projects with collaborative financing.
Project types: Mixed use, hospitality, multi-family, office/industrial, green energy, and more.
Green Energy: C-PACE (Commercial Property Assessed Clean Energy). C-PACE financing can be a game-changer for your energy-efficient real estate projects. Our experts work closely with you to ensure your project aligns with C-PACE requirements, providing a seamless funding process, and with competitive interest rates and flexible terms.
Disclaimers:
- This is for informational purposes only and is not a commitment to lend or extend credit.
- All loan products are subject to change without notice and may not be available in all areas.
- Interest rates are subject to change without notice and may or may not be available at the time of loan commitment or lock-in.
- All underwriting guidelines are subject to change without notice and borrowers must qualify at closing for all benefits.
- For more information, please contact us.
